Chowder Number = Trailing Yield % + Dividend CAGR % (annualized growth of yearly payout across all tracked years). A well-known dividend-growth-investor heuristic (popularized on Seeking Alpha) for screening — rule of thumb: ≥12% is considered acceptable for slow-growing/high-yield names, ≥15% for lower-yield growth names. It is a screening heuristic, not a guarantee. Yield Percentile ranks a stock's yield against every OTHER confirmed payer on the SAME exchange right now (cross-sectional, not self-history). Cut-Risk flags stocks whose most recent tracked year's total payout was lower than the year before — pulled directly from already-computed streak direction, not re-estimated.